Dear Rusty: I will be turning 65 next month, I am currently retired and I am not on Social Security. My question is: Is there anything I have to do, if I don’t want Medicare? I am on my wife’s employer plan, and she works for the Postal Service as a Rural Carrier. She doesn’t plan on retiring for another 8 years. Also, I would like to wait till my full retirement age (FRA) before I draw Social Security at 67. Do I have to draw Medicare at that point? Signed: Retired but Curious